Menu
The BMKB credit: credit guaranteed by the state. And you have your money quickly. Moreover, the supply of financiers has grown, which means that alternative lenders may also provide credit with a state guarantee. This brings advantages for you as an entrepreneur. There is also the BMKB-C credit, a scheme specially created to support entrepreneurs who suffered from the corona crisis.
BMKB stands for SME Credit Guarantee Scheme. The scheme allows companies to increase collateral so they can offer lenders more security during loan underwriting process.
The Dutch government guarantees BMKB loans (formerly known as State guarantees). The bank can subordinate half of the loan application to a surety loan for which the state guarantees 90 per cent. The aim? To stimulate Dutch small and medium-sized enterprises (SMEs).
BMKB loans are no longer only available through traditional major banks. Alternative financiers can also provide this credit, which also provides for a special coronary arrangement.
It is a good development that companies can apply for a BMKB credit from alternative financiers. This is because these financiers are innovative and are able to think along with you as an entrepreneur much better. They are used to granting loans with little or no collateral and are not too difficult about it. In addition, their assessment process is without exception much shorter - and therefore faster - than that of the major banks. This flexibility and speed is exactly what helps you as an entrepreneur.
The BMKB credit requires solid knowledge of the market. We know better than anyone else what the possibilities are, what the lenders' conditions are and how an application is written in such a way that the lender can quickly make an offer.
Xolv BV is part of of the Ecclesia Group
